Cebuana lhuillier - With that, Cebuana Lhuillier’s Lucky Loan is definitely your top choice. It is a multi-purpose loan offered to registered entities such as tricycle operators, credit cooperatives and other groups, as well as SMEs such as restaurant and mini groceries, among other businesses. Our network of more than 2,200 Cebuana Lhuillier branches and online ...

 
 Cebuana Lhuillier’s Microinsurance help Filipinos avail of financial services that promise to minimize the impact of distress and misfortune should a disaster or unfavorable event occur. Cebuana Lhuillier offers more than 20 unique and tailor-fit insurance products for you! Other Insurance products includes vehicle insurance and property ... . Spectrum online tv watch

This is why Cebuana Lhuillier Insurance Brokers, Inc. (CLIB), its insurance brokerage arm, recently launched its affordable and accessible new healthcare insurance product HealthMax. Through ...CEBUANA LHUILLIER, TIWALA. Ano mang pangangailangan, may Cebuana Lhuillier na malalapitan at handang maglingkod sa’yo, Ka-Cebuana. With Cebuana Xpress, madaling mag-renew ng sangla nang hindi na pumupunta sa branch. Pwede rin magbayad ng bills at mag Pera Padala. Mag-renew ng sangla anytime online in the comforts of your home through Cebuana ...Cebuana from Home registered users will be enrolled to Cebuana Lhuillier 24k membership. Unregistered users will be classified as guest, as such, will have limited access on different services of Cebuana Lhuillier. Cebuana from Home processes financial transactions. Such as but not limited to: Domestic Remittance, Bills Payment, Insurance, Pawn ...What is Cebuana Lhuillier. Cebuana Lhuillier Philippines loan is a pretty modern solution in the Philippinesn financial sector. Over a few years, many of these MFIs have vastly evolved and are now even offering much better services than all the acquainted lending types. Out from the legislation aspect, Cebuana Lhuillier loan …TRANSAMERICA SHORT/INTERMEDIATE HORIZON - CTF- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksThe eCebuana App enables Cebuana Lhuillier clients to conveniently access micro financial services such as Micro Savings, Money Remittance, Bills Payment, and E-load services among others. The e-Cebuana app and microsavings are products of Cebuana Lhuillier Rural Bank.Target Market is clients of Cebuana Lhuillier branches, corporations, institutions, and organizations outside Cebuana network. Owner Age eligibility is not less than eighteen (18) years old nor more than sixty-four (64) years old; Pet eligibility is not less than six (6) months nor more than eight (8) years which are not used as: ...Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier, states that the milestone deal between the two brands is a tremendous opportunity as both aim to cater to the estimated 63,000 Filipinos based in South Korea. “Having a common vision and principles in customer service, I believe KEB Hana Bank is an ideal partner that can help us in ...Dec 17, 2022 ... Come and get pieces that catch your fancy! Authentic and uni... 3 hours ago · 4.3K views. 1:47:53. Come and get pieces that catchOn the heels of last year’s successful disaster resilience forum, Cebuana Lhuillier continues to push for disaster preparedness among Filipinos, gathering the country’s industry experts in disaster management, risk reduction, and post-disaster rehabilitation on July 4, 2018 at Shangri-la the Fort Manila for the ‘2018 READY Disaster Resilience Forum Disaster Resilience Begins …Dec 17, 2022 ... Come and get pieces that catch your fancy! Authentic and uni... 3 hours ago · 4.3K views. 1:47:53. Come and get pieces that catchA product of Cebuana Lhuillier Bank. Cebuana Lhuillier Micro Savings aims to provide easier banking access to Filipinos. It is a regular savings account but …Cebuana Lhuillier ERCare covers the medical expenses incurred within a year from the date of issuance or purchase by the InsuredPerson for the treatment of an eligible emergency condition, availment of which caneither be as an Out-Patient in the Emergency Room Department or as an In-Patient of aHospital via cash … Leading microfinancial service provider Cebuana Lhuillier has mobilized its 8,000-strong workforce to teach Filipinos on the importance of savings in achieving financial goals. Cebuana Lhuillier President and CEO Jean Henri. Cebuana Lhuillier has listed downPresident and CEO Jean Henri Lhuillier’s achievements on the President’s Corner page. The process is even easy: Visit any of Cebuana Lhuillier’s international partners and fill out the send form. Submit the accomplished form along with a valid ID. Give the total amount to be paid to the branch personnel. Secure the official receipt or any proof of remittance. Provide the reference number to the receiver/beneficiary. Cebuana Lhuillier’s authorized couriers can do that for you. The best part is — online pawning can actually bring you higher appraisals. Using the power of internet and communications technology, Cebuana Lhuillier can make its services more accessible, safe, secure, and convenient at a much lower overhead. Oct 23, 2017 ... Cebuana Lhuillier is banking on the growth of its microinsurance segment as various factors shrink the pawn loan business.Kaibigan, Ka-Cebuana | Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial ...When you sell a property, the IRS expects you to pay taxes on the proceeds. The time you keep the asset determines how much you are taxed. Investment property tax on long-term capi...Cebuana Lhuillier’s Microinsurance help Filipinos avail of financial services that promise to minimize the impact of distress and misfortune should a disaster or unfavorable event occur. Cebuana Lhuillier offers more than 20 unique and tailor-fit insurance products for you! Other Insurance products includes vehicle insurance …In times of need, Cebuana Lhuillier is here for you, Ka-Cebuana! With up to a 30% higher appraisal rate vs. other pawnshops and close to 3, 500 branches, we …About Cebuana Lhuillier’s Micro Savings account. Cebuana Lhuillier’s Micro Savings account is created to provide easier banking access to Filipinos. It is the future of affordable banking made possible by the PJ Lhuillier Group of Companies, also the leading and largest micro-financial services provider specializing in …February 8, 2012 – The Cebuana Lhuillier Bank (CLB), the banking arm of the country’s largest chain of pawnshops, opened its first Micro-Banking Office (MBO) in Imus, Cavite enabling immediate bank deposit and withdrawal transactions for clients of Cebuana Lhuillier Pawnshop. Open from Monday to Friday at 9:00 am to 3:00 pm, the CLB-MBO ... Cebuana Lhuillier Takes Part in Philippine Festival 2017 in Japan. Cebuana Lhuillier participated in the Philippine Festival on September 30 and October 1 at Hibiya Park, Tokyo, Japan by sponsoring the event. Philippine Festival is Japan’s biggest Filipino event this year, supported by the Embassy of the Republic of the Philippines, Tokyo ... Cebuana Lhuillier’s Microinsurance help Filipinos avail of financial services that promise to minimize the impact of distress and misfortune should a disaster or unfavorable event occur. Cebuana Lhuillier offers more than 20 unique and tailor-fit insurance products for you! Other Insurance products includes vehicle insurance and property ... Cebuana Lhuillier’s Pera Padala Service ensures an easy, quick, and safe way to send and receive money. With more than 2,000 branches nationwide and accredited international partners, this money transfer service is made available to clients within and outside the Philippines. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following; Discover the exquisite collection of jewelry from Cebuana Lhuillier, the leading pawnshop in the Philippines. Oct 23, 2017 ... Cebuana Lhuillier is banking on the growth of its microinsurance segment as various factors shrink the pawn loan business.Easy steps to pay your bill: 1. Go to the nearest Cebuana Lhuillier Authorized Agent near you. 2. Fill out the form and present your billing reference number together with your payment. 3. Acknowledgement receipt will be given for a successful transaction. 4. Find over 600 biller partners nationwide.Jan 26, 2024 · Cebuana Lhuillier and Jean Henri Lhuillier have been supporting the country’s top players for several years such as Cecil Mamiit, Treat Huey, Eric Taimo, Ruben Gonzales, Katharina Lehnert, and ... Cebuana Central - Connecting every Ka-Cebuana Support. User Name; Password ; Remember Me Ver. 6.0.3306.9999.000On its own, Cebuana Lhuillier has already covered up to eight million Filipinos or 30 percent of the 26.6 million Filipinos covered by some form of microinsurance and has served to be one of the leading contributors in the government’s push for microinsurance coverage,” Jean Henri Lhuillier, president …AVAILABLE IN CEBUANA LHUILLIER BRANCHES NATIONWIDE. Contact Us. Text us*: GLOBE – 09178122737 SMART – 09188122737 *Text only. No voice calls. Email us: [email protected] ... For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required ...Cebuana Lhuillier advises investors and intenders, however, that the Cebuana Mini Gold Bar is a long-term investment product and should not be treated as a short-term emergency investment.Disney is raising annual pass prices and considering a shift to dynamic pricing in order to increase profits--and also to rein in crowds. By clicking "TRY IT", I agree to receive n...Cebuana Lhuillier leads in the pawning industry in the country today. Cebuana Lhuilier offers the highest appraisal rate in the industry in its more than 1,800 branches nationwide. The company’s business has evolved with the needs of the Filipino people by accepting an array of valuable items—from jewelry to gadgets—in exchange for a fair ...Cebuana Quikz - the easy, quick, and safe way to send money to the Philippines, powered by Pangea Money Transfer. The Philippines ultimate money remittance pick-up station proudly presents its mobile app that helps you save time when you’re on the go. The money you send can be picked up in cash …Cebuana from Home registered users will be enrolled to Cebuana Lhuillier 24k membership. Unregistered users will be classified as guest, as such, will have limited access on different services of Cebuana Lhuillier. Cebuana from Home processes financial transactions.Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier, states that the milestone deal between the two brands is a tremendous opportunity as both aim to cater to the estimated 63,000 Filipinos based in South Korea. “Having a common vision and principles in customer service, I believe KEB Hana Bank is an ideal partner that can help us in ...When you sell a property, the IRS expects you to pay taxes on the proceeds. The time you keep the asset determines how much you are taxed. Investment property tax on long-term capi... Learn about the history, mission, vision, and services of Cebuana Lhuillier, the Philippines’ leading and largest micro financial services provider. Find out how it started from a single branch in Cebu in 1933 and became a dynamic, multi-industry company with over 2,500 branches nationwide. Paano magtransact sa Cebuana From Home? Step 1. Pumili ng gustong transaction, ibigay ang lahat ng kailangan na impormasyon at magbayad ng transaction fees thru payment apps or bank transfer. Step 2. Makakatanggap ng tawag o email mula sa Cebuana From Home Agent para i-confirm ang iyong request at mapuntahan ng pinakamalapit na rider. Step 3. Ever wonder which is the right stock picking services? Here's a look at Motley Fool and Jim Cramer's Action Alert Plus comparison. Home Investing Motley Fool Stock Advisor and The...Year-end profit-taking hits PSEi. Fitch: Policy rates may have hit their peak. Ever since Cebuana Lhuillier was established, its vision has been to …Cebuana Lhuillier Services Corporation, the money remittance arm of the PJ Lhuillier Incorporated (PJLI) and the pioneer in implementing the multiple partner approach, is now an official agent of RIA Financial Services. RIA is the third-largest global money transfer company and in 2007 was a wholly owned subsidiary of …The process is easy to follow and receiving the money you need is totally hassle-free. The first step to take is to visit the Cebuana Lhuillier branch nearest your home or place of work. Once at the branch, approach the friendly staff and present the item that you want to pawn. The expert pawnshop staff will inspect the item and will …Cebuana Lhuillier and Jean Henri Lhuillier have been supporting the country’s top players for several years such as Cecil Mamiit, Treat Huey, Eric Taimo, Ruben Gonzales, Katharina Lehnert, and ...Masaya ang fireworks kung protected ng Cebuana Lhuillier ProtectMax! Try It now! Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial services such as pawning, remittance, …Mechanics: 1. The promotion period is from August 1 to 15, 2021. 2. Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the seconddegree of affinity or …Dec 29, 2023 ... Well that's what you are paying for, the authenticity and convenience. Maybe the Cebuana gold would be good for beginners. Avoid buying online ...Buying jewelry from a pawnshop is always an adventure, so be sure to prepare in advance. Always do your research before going into pawnshops, and always choose to negotiate with notable ones, like Cebuana Lhuillier. No matter how excited you are, it’s always good to have a skeptic mind before finally choosing your jewelry of …Cebuana Lhuillier launched its Authorized Agent application during the International Franchise Expo at the SMX Convention Center in Pasay City, March 29 – 31. The company mounted a special booth during the expo for the launch of the said app, which gives agents not just access to different products and services they can …All Brands excepts Chinese Brand. Php 185, 000 to Php 249, 999 SRP. Minimum Down payment. As low as 18%. Interest Rate. 1.75% on/month. Payment Term: Up to 36 months. Payment Arrangement. Auto-Debit via Cebuana Microsavings or Pst-Dated Checks.For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following;Cebuana Lhuillier Branch at Parners. Get in touch with us. For inquiries, comments, and/or suggestions, please talk to our friendly Branch Personnel or contact our Cebuana Cares Customer Service at the following contact details from 9 am to 6 pm (Monday-Sunday) Inquire via Facebook.Oct 15, 2020 ... Cebuana Lhuillier · Home · SERVICES · Banks & Payment Centers · Cebuana Lhuillier. Cebuana LhuillierVivencia ...For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following;Cebuana Central - Connecting every Ka-Cebuana Support. User Name; Password ; Remember Me Ver. 6.0.3306.9999.000Video games can actually add a lot of value to your life, but some days you really just want to fire one up and destroy all your friends—by any means necessary. Here's how to cheat...Jun 10, 2022 ... Magandang hapon, mga Ka-Cebuana! Hanap mo ba ay mapagkakatiwalaan, maaasahan, at worldwide Remittance Service? Sa Cebuana Lhuillier ka na! Send money to the Philippines fast and easy with Cebuana Lhuillier Quikz, the most trusted Filipino money transfer service in the US. Choose from various pick up and payment methods, and get a higher exchange rate on your first transfer. Disney is raising annual pass prices and considering a shift to dynamic pricing in order to increase profits--and also to rein in crowds. By clicking "TRY IT", I agree to receive n... Cebuana Lhuillier Takes Part in Philippine Festival 2017 in Japan. Cebuana Lhuillier participated in the Philippine Festival on September 30 and October 1 at Hibiya Park, Tokyo, Japan by sponsoring the event. Philippine Festival is Japan’s biggest Filipino event this year, supported by the Embassy of the Republic of the Philippines, Tokyo ... The Insider Trading Activity of Taylor Alan on Markets Insider. Indices Commodities Currencies StocksCebuana Lhuillier operating hours vary, but branches are usually open from 8:00 a.m. to 5:00 p.m. For the exact details on the opening and closing times of Cebuana Lhuillier branches, visit the Cebuana Lhuillier website here and select Branch Locator.Has been to 5 countries: Indonesia, Japan, South Korea, Malaysia, Singapore We use cookies for analytics tracking and advertising from our partners. For more information read our p...Learn about the history, mission, vision, and services of Cebuana Lhuillier, the Philippines’ leading and largest micro financial services provider. Find out how it …Cebuana Lhuillier Rural Bank (CLRB) was established in June 1998 as the banking arm of PJ Lhuillier, Inc. Regulated by the Bangko Sentral ng Pilipinas, the Bank continues to serve the underserved Filipinos through its affordable and accessible banking transactions. The Bank offers products, from savings, which cater to micro, small, and medium ...Has been to 5 countries: Indonesia, Japan, South Korea, Malaysia, Singapore We use cookies for analytics tracking and advertising from our partners. For more information read our p...This West Wing has been called a "snake pit." Can an executive coaching firm change that? Presidential staffers have long complained about the current White House being a deeply un...Talkative coworkers can be quite a distraction. Not only do they not get their work done, but they keep from you getting yours done too. Cut down on unproductive chatter with a sim...Cebuana Lhuillier leads in the pawning industry in the country today. Cebuana Lhuilier offers the highest appraisal rate in the industry in its more than 1,800 branches nationwide. The company’s business has evolved with the needs of the Filipino people by accepting an array of valuable items—from jewelry to gadgets—in exchange for a fair ...Feb 27, 2020 ... Non-bank financial services firm Cebuana Lhuillier has started to bear the brunt of the coronavirus disease (COVID-19) threat as it saw a ...For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following;For Cebuana Lhuillier 24k Micro Savings Debit Card with Php500 cash credit, valid winners must go to any Cebuana Lhuillier branch within 60 days upon notice of instructions from P.J. Lhuillier Inc. For Winners of appliances or devices and other non-Cebuana Lhuillier branded items, Cebuana Lhuillier will send the prize to …Cebuana Lhuillier 24k Rewards Program. · 1m ·. Happing-happy talaga ang birthday ni Ka-Cebuana Raffy Flores nang sorpresahin siya ni Ninong Ceb ng #CebuanaMazing rewards dahil nagbukas siya ng Micro Savings account! Bilang sari-sari store owner, pinipili niya mag-transact sa Cebuana Lhuillier dahil …1. You don’t get paid the same amount you bought the jewelry with. This is rule number one when it comes to pawning. If you bought a ring for about P15,000 or more, you wouldn’t get paid the same amount. It wouldn’t even be the basis for the amount you’re going to get paid with, rather, the condition of the jewelry itself.Cebuana Lhuillier Finance Corporation (CLFC) is a key enabler in fulfilling our mission of bringing financial inclusion and mobility to the undeserved Filipino market. With CLFC, we’re bridging the gap and creating opportunities for those who need it the most, especially those starting and growing a business as an MSME. ...Cebuana Lhuillier Bank. 62K likes. We provide hassle-free and maximum financial benefits through loans & deposits, helping clients meet their needs and improve their livelihood.Cebuana Lhuillier’s bills payment service is continuously growing with the addition of Complink and Petness Beauty Petshoppe as new partners. Clients may now pay their online purchases from Complink and Petness Beauty Petshoppe in any of over 1,400 Cebuana Lhuillier branches in the Philippines for a convenience fee of …Cebuana Lhuillier Finance Corporation (CLFC) is a key enabler in fulfilling our mission of bringing financial inclusion and mobility to the undeserved Filipino market. With CLFC, we’re bridging the gap and creating opportunities for those who need it the most, especially those starting and growing a business as an MSME. ...For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following;

Magbayad sa Cebuana Lhuillier (via bills payment) Contact Us. CEBUANA CARES HOTLINES: Monday – Sunday 9:00 AM – 6:00 PM Call: (02) 7759-9800 / (02) 8779-9800 | Text: 0917-8122737 / 0918-8122737 Email: [email protected] Website: cebuanalhuillier.com cebuanalhuillierpawnshop Contact Us.. Iru fushi resort

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Cebuana Lhuillier 24k Plus Card offers a lot of services and benefits to its clients including faster transactions; discounts on Le Soleil De Boracay, Phiten and Just Jewels; and reward points that are convertible to load or used to pay Pay for interest, service charge, and other fees. Among these benefits, the newest offering of … Paano magtransact sa Cebuana From Home? Step 1. Pumili ng gustong transaction, ibigay ang lahat ng kailangan na impormasyon at magbayad ng transaction fees thru payment apps or bank transfer. Step 2. Makakatanggap ng tawag o email mula sa Cebuana From Home Agent para i-confirm ang iyong request at mapuntahan ng pinakamalapit na rider. Step 3. Has been to 5 countries: Indonesia, Japan, South Korea, Malaysia, Singapore We use cookies for analytics tracking and advertising from our partners. For more information read our p...Cebuana Lhuillier will deposit the cash to the bank using the account number and other related details you have provided during the online registration process. Indeed, pawning items online has …With Cebuana Lhuillier’s Renew Anywhere option, there is no need to go back to the branch where the item was pawned to renew the loan. Simply visit any Cebuana Lhuillier branch and follow the steps below: At the back of the pawn ticket, sign on the space along the ‘Received by’ Present the pawn ticket and the payment for the amount due.Find company research, competitor information, contact details & financial data for CEBUANA LHUILLIER SERVICES CORP. of Makati, Manila. Get the latest business insights from Dun & Bradstreet.If the sending agent is one of the international tie-up partners of Cebuana Lhuillier, clients may claim their money at any branch. Click here for the complete list of remittance partners. Contact Us. Text us*: GLOBE – 09178122737 SMART – 09188122737 *Text …Cebuana from Home registered users will be enrolled to Cebuana Lhuillier 24k membership. Unregistered users will be classified as guest, as such, will have limited access on different services of Cebuana Lhuillier. Cebuana from Home processes financial transactions.Cebuana Lhuillier Rural Bank. 3.0 star. 15.2K reviews. 1M+. Downloads. Everyone. info. Install. About this app. arrow_forward. Good news, Ka-Cebuana! Narito na ang updated … Learn about the history, mission, vision, and services of Cebuana Lhuillier, the Philippines’ leading and largest micro financial services provider. Find out how it started from a single branch in Cebu in 1933 and became a dynamic, multi-industry company with over 2,500 branches nationwide. Cebuana Lhuillier. 8,532,543 likes · 40,430 talking about this. This is the OFFICIAL Facebook page of Cebuana Lhuillier. Magbayad sa Cebuana Lhuillier (via bills payment) Contact Us. CEBUANA CARES HOTLINES: Monday – Sunday 9:00 AM – 6:00 PM Call: (02) 7759-9800 / (02) Cebuana from Home registered users will be enrolled to Cebuana Lhuillier 24k membership. Unregistered users will be classified as guest, as such, will have limited access on different services of Cebuana Lhuillier. Cebuana from Home processes financial transactions. Such as but not limited to: Domestic Remittance, Bills Payment, Insurance, Pawn ...Electronic payments, as well as the benefits they provide, are only one aspect of a well-functioning payment infrastructure. If you want to learn more, contact Cebuana Lhuillier for details and inquiries. Cebuana Lhuillier. The PJ Lhuillier Group of Companies (PJLGC), founded in 1988, is a dynamic and multi-industry company.Under the partnership, customers can transact through the 2,500 locations of Cebuana Lhuillier and send or receive money via Western Union’s global network across over 200 countries. The service is expected to be rolled out in the coming weeks, but a specific date has yet to be announced. “In an age when speed, reliability and convenience ...For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises. Forms of identification accepted are the following;Cash Cash Baby Promo. 1. All clients who will cash in or cash out to any e-wallet partner at any Cebuana Lhuillier branch or authorized retail agents will earn an e-raffle entry for every. Cebuana Lhuillier offers exclusive promos, making your every transaction with us more rewarding. Browse through our website today to join.For over thirty years, Cebuana Lhuillier has offered financial services with a heart, catering to the needs of Filipinos and empowering them to reach the next level of financial freedom. That’s why we’ve partnered with Pangea Money Transfer – a leading U.S. remittance provider – to develop a mobile solution that could improve …Cebuana Lhuillier 24k Rewards Program. 11m ·. Isang loyal at matagal nang Ka-Cebuana na si Loida Lozano ang nabigyan ng #CebuanaMazing rewards ni Ninong Ceb dito sa Cebauna Lhuillier Angeles 6. Kaagapay niya ang Cebuana for more than a decade na dahil bukod sa mataas ang appraisal, mababait pa ang staff!.

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