HopeSouth Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (864) 366-9602. Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. On the Rise Performers Part I: Heart of Georgia Classic. Macon, Georgia – The inaugural Heart of Georgia Classic powered by Hypesouth Media & On the Radar …Dec 21, 2021 · HopeSouth is here for you! At HopeSouth, we have a team of lenders ready to speak with you about your auto lending options. We want to get you pre-approved so that you can walk onto any car lot with confidence. We’ll discuss the best rate and lowest payment we have for you, in addition to a flexible term that works with your budget. Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...April is National Credit Union Youth Month, so we wanted to take a moment to highlight the importance of spending the time and energy to make sure your kids have some basic knowledge about money. Did you know: From 2004 to 2009, the median credit card debt among college students increased 74% A report on […]Dec 31, 2023 · Dec, 31, 2023 — HOPESOUTH FEDERAL CREDIT UNION is a federal credit union headquartered in ABBEVILLE, SC with 2 branch locations and about $32.56 million in total assets. Opened 53 years ago in 1971, HOPESOUTH FEDERAL CREDIT UNION has about 3,527 members and employs 9 full and part-time employees offering various banking and financial related ... Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]HopeSouth Credit Union, located in Abbeville, SC, has been providing financial hope and help to its members for over 50 years. With a friendly atmosphere and exceptional customer service, they empower individuals to achieve financial freedom by offering a range of accounts, loans, and financial wellness services.How many times do we set a financial goal with the full intention to achieve it only to stop within a month? This time, we’re ending just as strong as we start. And our secret weapon is going to be a budget plan! We promise it’s not as stressful as it sounds, especially with HopeSouth […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...HopeSouth CU Online Banking Member Service - 864-366-9602 Hours of Operations: Mon-Wed 8am to 5pm (Eastern) Thurs and Fri 8 am to 5:30pmWe are proud to announce our 2021 HopeSouth Scholarship recipients (pictured below from left to right). Caroline A. Scott of Clemson University — $1,000 Makinsie J. Ware of Lander University — $1,000 Grace Dixon of Lander University — $1,000 Congratulations, Caroline, Grace, and Makinsie! We are thrilled to present you …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Sep 12, 2023 · According to the Pew Research Center in a study they conducted last year in 2022, 57% of American adults have utilized PayPal, 38% Venmo, and about 26% have utilized CashApp. So in total, roughly 76% of Americans say “they have used at least one of these three payment sites or apps,” (Pew Research Center). To safeguard funds stored in ... Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ... HopeSouth Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (864) 366-9602. Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. December 28, 2023. It’s that time of year, once more! Applications are now being accepted for the HopeSouth High School Scholarship Program. If you are an Abbeville County high school senior — or have one in your household — this scholarship can help pay for your higher education expenses. We are proud to be offering three scholarships to ... 807 W Greenwood Street Abbeville, SC 29620. Branch Details. The interactive map showcases all HopeSouth branches located in and around the Abbeville, making it easy for residents to find the nearest one and take advantage of their services. The map above displays the locations of HopeSouth Federal locations in Abbeville, South Carolina, with ... We want to make sure this never happens to you. Use the basic savings account at HopeSouth to start your emergency savings. It may seem like an impossible task, but having the will power to stick to a strict budget and controlling your spending will save you hundreds, perhaps thousands of dollars (and a whole lot of stress) when life happens. Tipping does not only let you show your appreciation to a delivery person or server’s hard work. You’re likely also helping them settle their monthly bill or pay for their tuition fee. However, you might still be unsure when you should tip and how much you should tip in various situations. Below, you’ll learn more […]“HopeSouth is guided by a simple, but powerful mission: providing financial help and hope to our members. For over 50 years, we have been the financial institution people have turned to for the best payment, rates, and checking accounts. We look forward to providing you with unparalleled service, too.” —Faye Crocker, CEO Who Can Join? […] Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. eServices [email protected] 864-366-9629 Loans [email protected] 864-366-9623December 28, 2023. It’s that time of year, once more! Applications are now being accepted for the HopeSouth High School Scholarship Program. If you are an Abbeville County high school senior — or have one in your household — this scholarship can help pay for your higher education expenses. We are proud to be offering three scholarships to ...HopeSouth Mobile. HopeSouth FCU. 4.5star. 55 reviews. 1K+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app. arrow_forward. Access your accounts when and where you want …Dec 31, 2023 · Dec, 31, 2023 — HOPESOUTH FEDERAL CREDIT UNION is a federal credit union headquartered in ABBEVILLE, SC with 2 branch locations and about $32.56 million in total assets. Opened 53 years ago in 1971, HOPESOUTH FEDERAL CREDIT UNION has about 3,527 members and employs 9 full and part-time employees offering various banking and financial related ... HopeSouth Federal Credit Union is located at 807 W Greenwood St in Abbeville, South Carolina 29620. HopeSouth Federal Credit Union can be contacted via phone at 864-366-9602 for pricing, hours and directions. Here's more information the developer has provided about the kinds of data this app may collect and share, and security practices the app may follow. Data practices may vary based on your app version, use, region, and age. Learn moreHopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement. HopeSouth has served Abbeville County since 1972. We are passionate about educating and providing financial hope for our community.Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ... Auto & Home Insurance Program TruStage™ Life Insurance Plans Auto & Home Insurance Program Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149. TruStage™ Auto and Home ... Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]For most of your life, Thanksgiving (and subsequently Christmas) has probably involved family bonding opportunities and hassle-free trips to the grocery store and mall. However, because of the pandemic and its effects on retailers worldwide, the holiday season might look a little different this year. What Changed? Because of supply chain …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...We have hope and help waiting for you at HopeSouth. When you become a member, we make it our mission to help you take steps toward financial freedom and sustainability. “I … To determine HopeSouth Credit Union send limits, call our service at 864-366-9602. There are no limits to the amount of money you can receive with Zelle ®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you. Did you know July 31st is “National Mutt Day?” There’s no doubt if you have a family pet you probably celebrate them every day, but sometimes those vet bills and other expenses can creep up pretty fast. We’ve compiled a few ways you can save without sacrificing giving your mutt the very best! Make sure […]HopeSouth at HopeSouth FCU Abbeville, South Carolina, United States. 14 followers 14 connections See your mutual connections. View mutual connections with Darlene ...In today’s world, our minds have become all too familiar with instant gratification. We want it all, we want it now, and we want it in every color! So it’s no surprise that many are attracted to the convenience of the “buy now pay later” purchasing model. And with many major retailers offering easy-to-use installment […]Hurricane Ida is one of the strongest hurricanes to hit the U.S. in recent memory, causing much flooding and devastation. After an event like this, flooded cars often enter the used car market. They may have these cars cleaned up, but flood damage is unpredictable. The many issues caused by water hitting the vital parts […]The Cape of Good Hope looking towards the west, from the coastal cliffs above Cape Point, overlooking Dias beach. The Cape of Good Hope (Afrikaans: Kaap die Goeie Hoop [ˌkɑːp di ˌχujə ˈɦuəp]) is a rocky headland on the Atlantic coast of the Cape Peninsula in South Africa.. A common misconception is that the Cape of Good Hope is the southern …Tipping does not only let you show your appreciation to a delivery person or server’s hard work. You’re likely also helping them settle their monthly bill or pay for their tuition fee. However, you might still be unsure when you should tip and how much you should tip in various situations. Below, you’ll learn more […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Credit Unions: Improving Financial Situations Nationwide Did you know, a recent survey reported that 44% of the 2,500 responders said that being a member of a credit union has had a “very positive” impact on their financial situation? Compare this to the only 29% who said being a part of a big bank has had […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...193 Followers, 61 Following, 438 Posts - See Instagram photos and videos from Hope South Credit Union (@hopesouth_cu) 193 Followers, 61 Following, 438 Posts - See Instagram photos and videos from Hope South Credit Union (@hopesouth_cu) Something went wrong. There's an issue and the page could not be loaded. ...What’s the Deal with Debt Consolidation? Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. …Manage your accounts anytime, anywhere from your mobile phone deviceHopeSouth Mobile. HopeSouth FCU. 4.5star. 55 reviews. 1K+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app. arrow_forward. Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...HopeSouth Credit Union CEO Faye Crocker points out that her credit union’s service area in Abbeville County, SC, has some relatively inexpensive homes for sale. The problem often is the residents still need help to be able to afford them. “We’re a small credit union. It’s hard to be a mortgage lender as a $30 million,” Crocker explained.For most of your life, Thanksgiving (and subsequently Christmas) has probably involved family bonding opportunities and hassle-free trips to the grocery store and mall. However, because of the pandemic and its effects on retailers worldwide, the holiday season might look a little different this year. What Changed? Because of supply chain …On the Rise Performers Part I: Heart of Georgia Classic. Macon, Georgia – The inaugural Heart of Georgia Classic powered by Hypesouth Media & On the Radar … HopeSouth Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (864) 366-9602. Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...HopeSouth Credit Union, Abbeville, South Carolina. 792 likes · 1 talking about this · 26 were here. Proudly serving the financial needs of those who live, work, worship, or attend school in AbbevilleManage your accounts anytime, anywhere from your mobile phone deviceJul 29, 2020 · Receiving eStatements couldn’t be easier. Just log in to your online banking and go to the self service tab, and click on the “additional services” box. Click on e-statements, then click on maintain eStatements, and choose “electronic.”. You can also email us and request to be moved to eStatements or call 864-366-9628. Jan 19, 2024 · Features: • Check your account balances. • Review recent transactions. • Transfer funds between your accounts. • View and pay bills (you must be enrolled in bill pay within online banking) • Mobile Deposit. You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Sep 12, 2023 · According to the Pew Research Center in a study they conducted last year in 2022, 57% of American adults have utilized PayPal, 38% Venmo, and about 26% have utilized CashApp. So in total, roughly 76% of Americans say “they have used at least one of these three payment sites or apps,” (Pew Research Center). To safeguard funds stored in ... HopeSouth provides essential banking services for a specific geographic community, enhancing financial accessibility for local residents and businesses. With over 4,000 members, HopeSouth Federal Credit Union offers a wide range of accounts, including Regular Savings (4,000+), Share Draft (2,000+), Money Market (50+), and Share …HOPESOUTH FEDERAL CREDIT UNION. Dec, 31, 2023 — HOPESOUTH FEDERAL CREDIT UNION is a federal credit union headquartered in ABBEVILLE, SC with 2 branch locations and about $32.56 million in total assets. Opened 53 years ago in 1971, HOPESOUTH FEDERAL CREDIT UNION has about 3,527 members and employs 9 full …over the last six years, HopeSouth has invested over $263,000 for the improvement and support of our outstanding community. HopeSouth.org • 864.366.9602 807 W. Greenwood Street Abbeville, SC 29620 This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. $4,268,438.72 369 Auto Loans We want to make sure this never happens to you. Use the basic savings account at HopeSouth to start your emergency savings. It may seem like an impossible task, but having the will power to stick to a strict budget and controlling your spending will save you hundreds, perhaps thousands of dollars (and a whole lot of stress) when life happens. Map of HopeSouth Federal Credit Union Location. Find your nearest HopeSouth Federal Credit Union branch or ATM using our interactive search tools. HopeSouth has 1 branch …HopeSouth Credit Union, located in Abbeville, SC, has been providing financial hope and help to its members for over 50 years. With a friendly atmosphere and exceptional customer service, they empower individuals to achieve financial freedom by offering a range of accounts, loans, and financial wellness services.Download HopeSouth Mobile and enjoy it on your iPhone, iPad, and iPod touch. Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go!Magic 8-Ball. Bring a touch of magic to your festivities by wearing a Magic 8-Ball costume. Put on a black shirt and black pants. Cut out a white piece of paper into a circle and tape it to your shirt. Snip out an “8” number from a black piece of paper and stick it to the middle of the white circle. Make a paper hat and write down the Magic ...Oct 6, 2021 · Magic 8-Ball. Bring a touch of magic to your festivities by wearing a Magic 8-Ball costume. Put on a black shirt and black pants. Cut out a white piece of paper into a circle and tape it to your shirt. Snip out an “8” number from a black piece of paper and stick it to the middle of the white circle. Make a paper hat and write down the Magic ... Buying Your First Car Purchasing your first car is one of the most exciting experiences in life. However, it can also be overwhelming and costly if you don’t know what to do. Fortunately, we’ve prepared a short guide on the things you should and shouldn’t do when buying a new car from a dealer. Do […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...While your idea of fun probably isn’t cleaning out the garage, closets, and kitchen all weekend spring cleaning, as the weather warms up, can be shockingly refreshing. Not to mention, you could also make some money in the process and find some cool stuff. Did you know 78% of people get into spring cleaning every […]Auto & Home Insurance Program TruStage™ Life Insurance Plans Auto & Home Insurance Program Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote …Open your new HopeSouth Checking Account. With the HopeSouth Switch Kit, you’ll be on your way to enjoying the benefits of membership and the service you deserve. View Switch Kit 2 Stop using your old bank account. Be sure to leave sufficient funds in your old account to cover any outstanding checks or automatic payments […]HopeSouth Credit Union, Abbeville, South Carolina. 792 likes · 1 talking about this · 26 were here. Proudly serving the financial needs of those who live, work, worship, or attend school in AbbevilleWhat is one thing you just cannot live without? You know, those little indulgences that help us make it through the day? For some of us, it’s a jolt of caffeine. For others, Netflix and Hulu offer a sweet escape from the hustle and bustle of everyday life. What we sometimes don’t think about is […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Enhance your financial journey at HopeSouth FCU with a comprehensive suite of services. HopeSouth provides the tools and supports your need to achieve your financial …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Online Banking. Author:Jun 16, 2021 · Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Read reviews, compare customer ratings, see screenshots, and learn more about HopeSouth Mobile. Download HopeSouth Mobile and enjoy it on your iPhone, iPad, …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...over the last six years, HopeSouth has invested over $263,000 for the improvement and support of our outstanding community. HopeSouth.org • 864.366.9602 807 W. Greenwood Street Abbeville, SC 29620 This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. $4,268,438.72 369 Auto LoansHopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or …
Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]. Flight to london from lax
“Arkansas woman scammed out of $4,800 after using Cash App.” “Raleigh man loses $24,000 in Cash App scam.” The headlines featuring Cash App fraud and scams keep piling up as of late, and we don’t want you to be next. Cash App fraud reports are up more than 300% from this time last year, according […]How many times do we set a financial goal with the full intention to achieve it only to stop within a month? This time, we’re ending just as strong as we start. And our secret weapon is going to be a budget plan! We promise it’s not as stressful as it sounds, especially with HopeSouth […]Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ... Features: • Check your account balances. • Review recent transactions. • Transfer funds between your accounts. • View and pay bills (you must be enrolled in bill pay within online banking) • Mobile Deposit. You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or …When it comes to Personal Loans and Personal Lines of Credit, the options for how to use the funds are endless. However, while both offer flexibility in all the different ways you can use the funds, there are certain instances where choosing a Personal Loan would be a better fit than a Personal Line of […] Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. HopeSouth Credit Union is headquartered in Abbeville and is the 35 th largest credit union in the state of South Carolina. It is also the 2,872 nd largest credit …On the Rise Performers Part I: Heart of Georgia Classic. Macon, Georgia – The inaugural Heart of Georgia Classic powered by Hypesouth Media & On the Radar Hoops is officially in the books and we have a lot to unpack. This upstart event was a first for the Middle Georgia area and it did not disappoint. Here’s a look at part one of our …Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Hopesouth Credit Union, you are subject to the ...Get directions, reviews and information for Hopesouth Federal Credit Union in Abbeville, SC. You can also find other Federal Government Contractors on MapQuest . Hotels. Food. Shopping. Coffee. Grocery. Gas. Find Best Western Hotels & Resorts nearby Sponsored. Go. United StatesBuy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds like a dream! Until you get […]193 Followers, 61 Following, 438 Posts - See Instagram photos and videos from Hope South Credit Union (@hopesouth_cu) 193 Followers, 61 Following, 438 Posts - See Instagram photos and videos from Hope South Credit Union (@hopesouth_cu) Something went wrong. There's an issue and the page could not be loaded. ...Open your new HopeSouth Checking Account. With the HopeSouth Switch Kit, you’ll be on your way to enjoying the benefits of membership and the service you deserve. View Switch Kit 2 Stop using your old bank account. Be sure to leave sufficient funds in your old account to cover any outstanding checks or automatic payments […]At HopeSouth, we look beyond the credit score to help make decisions based on an individuals personal story and not just a number. D. Debt-to-Income Ratio Debt-to-income ratio refers to the percentage of income an individual uses to pay debt. Lenders use this percentage to decide whether a borrower can afford another loan. Hopesouth Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. .